See How Much of Your Home Equity You Can Cash Out.
With home values near record highs, your equity may be bigger than you think. Estimate what you can access at 85% LTV — free, no credit pull.
Know Your Number
Home values shift constantly. We help you track how much tappable equity you have at 85% LTV so you always know your borrowing power.
HELOC & Rate Alerts
HELOC and home equity rates move with the market. Get a heads-up when it is a good time to lock or open a line.
Smarter Ways to Use It
From renovations to debt payoff, we break down the cheapest, safest ways to put your equity to work.
Explore Cashout Equity
Home Equity by State
How much you can access at 85% LTV near you.
Ways to Tap Equity
HELOC, home equity loan, cash-out, reverse, and more.
How It Works
Equity, credit, CLTV, DTI, appraisal, and timeline.
Calculators
Accessible equity, HELOC payment, and borrowing power.
Equity Rates
HELOC and home equity rates and how they are set.
Your Situation
Bad credit, rental, self-employed, debt payoff.
Your Free Home Equity Watch
Get posted on rate drops, rising equity, and cheaper ways to borrow.
Frequently Asked Questions
- What is Cashout Equity?
- A free tool and notification service that estimates how much home equity you can access and alerts you to HELOC and cash-out options. We are not a lender or government agency.
- How much equity can I access?
- Most lenders let you borrow up to 85% of your home value minus your mortgage balance (80% for a cash-out refinance). Use the slider estimator to see your number.